Terms of Use

Last updated: January 1, 2026

Acceptance of Terms

By accessing or using the website of Scottsdale Mortgage Advisors, LLC ("SMA," "we," "us," or "our"), NMLS #2233341, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Not an Offer to Lend

The information on this website is for general informational purposes only and does not constitute an offer or commitment to lend. All loan products, interest rates, APR, and terms are subject to change without notice and are subject to credit approval, satisfactory appraisal, title search, and underwriting approval. Not all applicants will qualify. Qualification is based on income, assets, credit history, and property value.

Licensing

Scottsdale Mortgage Advisors, LLC is licensed as a Mortgage Broker in the State of Arizona and Colorado. NMLS #2233341. Scottsdale Mortgage Advisors, LLC is not affiliated with or acting on behalf of or at the direction of HUD, FHA, the VA, USDA, or the Federal Government. For licensing information, visit www.nmlsconsumeraccess.org.

Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not:

  • Violate any applicable federal, state, or local laws or regulations.
  • Infringe upon the rights of others.
  • Transmit any unsolicited or unauthorized advertising or promotional material.
  • Attempt to gain unauthorized access to any portion of the website.
  • Interfere with the proper functioning of the website.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Scottsdale Mortgage Advisors, LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Scottsdale Mortgage Advisors, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or the information contained herein.

Equal Housing Opportunity

Scottsdale Mortgage Advisors, LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, or any other characteristic protected by law.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Maricopa County, Arizona.

Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes your acceptance of the revised terms.

Contact Us

Questions about these Terms of Use may be directed to:

Scottsdale Mortgage Advisors, LLC
6501 E Phelps Rd., Scottsdale, AZ 85254
Phone: (602) 525-9593
Email: christopher@smaloan.net
NMLS #2233341

Equal Housing Opportunity. Scottsdale Mortgage Advisors, LLC — NMLS #2233341. Licensed Mortgage Broker in the State of Arizona and Colorado. This is not an offer or commitment to lend. All loans are subject to credit approval, satisfactory appraisal, title, and underwriting approval. Not all applicants will qualify; qualification is based on income, assets, credit, and property value. Loan programs, interest rates, annual percentage rates (APR), and terms are subject to change without notice and may not be available at time of commitment or closing. Advertised rates assume excellent credit and may not reflect your individual rate. Scottsdale Mortgage Advisors, LLC is not affiliated with or acting on behalf of or at the direction of HUD, FHA, the VA, USDA, or the Federal Government. NMLS Consumer Access: nmlsconsumeraccess.org.