(602) 525-9593
NMLS #2233341
Our Team

Meet the SMA Team. Local. Licensed. Accountable.

Christopher has over 30 years of mortgage experience. The same person from quote to close, with no call center, no handoffs, and no hiding behind layers.

(602) 525-9593
  • 30+ years of experience
  • Same person quote to close
  • Licensed in AZ & CO
  • 50+Wholesale Lenders
  • No Credit Pullto compare rates
  • ~60 Secondsto get your options
  • Licensed AZ & CONMLS #2233341
The Team Behind SMA

Local Advisors. Real Accountability.

Christopher Holmes, Owner, Scottsdale Mortgage Advisors
Certified Mortgage Advisor
30+ Yearsfinancing Arizona homeownership

Christopher Holmes

Owner · Certified Mortgage Advisor  ·  NMLS #239574

“I've been financing the American Dream of home ownership for over 30 years. My team and I work with every client one-on-one, not just to find a rate, but to educate them on the process and help them choose the right loan for their situation. I love what I do, and it shows.”

Licensing & Compliance

The Credentials

The licenses and registrations we operate under, all publicly verifiable.

  • Scottsdale Mortgage Advisors, LLC: NMLS #2233341
  • Christopher Holmes, Owner, Certified Mortgage Advisor: NMLS #239574
  • Licensed Mortgage Broker, State of Arizona
  • Licensed Mortgage Broker, State of Colorado
  • Verify any license at nmlsconsumeraccess.org
No Obligation Consultation!

Get Personalized Mortgage Guidance, Straight from a 30-Year Expert

Skip the guesswork. In a free 15-minute planning session, Christopher will walk you through your real options, help you understand what you actually qualify for, and build a strategy around your specific goals, before you ever fill out a loan application.

  • Certified Mortgage Advisor
  • Over 30 years of mortgage experience
  • Well over 1,000 first time buyers helped
  • Preferred rates and programs for veterans, teachers and first responders

Schedule Your Free 15-Minute Session

Fill in your details and Christopher will reach out to confirm a time that works for you.

Equal Housing Opportunity. Scottsdale Mortgage Advisors, LLC. NMLS #2233341. Licensed Mortgage Broker in the State of Arizona and Colorado. This is not an offer or commitment to lend. All loans are subject to credit approval, satisfactory appraisal, title, and underwriting approval. Not all applicants will qualify; qualification is based on income, assets, credit, and property value. Loan programs, interest rates, annual percentage rates (APR), and terms are subject to change without notice and may not be available at time of commitment or closing. Advertised rates assume excellent credit and may not reflect your individual rate. Scottsdale Mortgage Advisors, LLC is not affiliated with or acting on behalf of or at the direction of HUD, FHA, the VA, USDA, or the Federal Government. NMLS Consumer Access: nmlsconsumeraccess.org.

No Obligation Consultation!

Get Personalized Mortgage Guidance, Straight from a 30-Year Expert

Skip the guesswork. In a free 15-minute planning session, Christopher will walk you through your real options, help you understand what you actually qualify for, and build a strategy around your specific goals, before you ever fill out a loan application.

  • Certified Mortgage Advisor
  • Over 30 years of mortgage experience
  • Well over 1,000 first time buyers helped
  • Preferred rates and programs for veterans, teachers and first responders

Schedule Your Free 15-Minute Session

Fill in your details and Christopher will reach out to confirm a time that works for you.